New York, June 5, 2025 – Global financial giant JPMorgan Chase has made a historic decision regarding the digital asset ecosystem. According to official statements from bank executives, cryptocurrency exchange-traded funds (ETFs) will be accepted as loan collateral starting June 17, 2025.

BlackRock’s IBIT Fund Takes the Lead.

In the initial phase, BlackRock’s iShares Bitcoin Trust (IBIT) will be accepted as collateral. According to current data from Sosovalue.com, IBIT with $70.1 billion in assets will gain significant importance among institutional investors through this move.

“This decision is a strategic step we’ve taken to facilitate our clients’ integration into the digital asset ecosystem. We will begin accepting other major crypto ETFs as collateral in the coming quarter,” stated Michael Carter, Member of the Board of Directors at JPMorgan.

Technical Details of the Implementation:

  • The minimum collateral ratio has been set at 55%.
  • Collateral valuation will be updated daily.
  • Crypto assets will officially be considered in client portfolio evaluations.
  • Initially, it will only be available to institutional clients.

Regulatory Framework and Industry Impact:

Financial analysts emphasize that JPMorgan’s move follows recent regulatory developments. The Federal Reserve’s withdrawal of anti-crypto guidelines in April 2025 and the OCC’s permission for banks to provide crypto custody services in May heralded a significant transformation in the sector.